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	<title>Money Matters</title>
	<link>http://www.dontbebroke.org</link>
	<description>Thoughts on Economic Freedom</description>
	<lastBuildDate>Sat, 26 Feb 2011 23:57:35 +0000</lastBuildDate>
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		<title>Looking for an income stream</title>
		<description><![CDATA[My 401(k) loan got approved so next week we&#8217;ll have enough money in the bank to pay cash for a house. A &#8220;paid for&#8221; rental will be a nice little income stream and hopefully will help boost my poor credit rating. The plan is to pay cash for 1 house and then in July (if [...]]]></description>
		<link>http://www.dontbebroke.org/2011/02/26/looking-for-an-income-stream/</link>
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		<title>Borrowing from my 401(k)</title>
		<description><![CDATA[My wife and I are buying a rental house. Instead of a mortgage, we&#8217;re borrowing the money from my 401(k) plan at work. Normally borrowing against a retirement plan is a bad idea, but in our case it makes sense. We don&#8217;t have enough money to pay cash for the house so we have to [...]]]></description>
		<link>http://www.dontbebroke.org/2011/02/16/borrowing-from-my-401k/</link>
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		<title>What You May Not Know About Insurance</title>
		<description><![CDATA[Are you frustrated with your personal finances ? How about the financial information that you have been given over the past several years; how has that worked out for you? Sadly, most people are in debt, many are facing foreclosure and bankruptcy, many have lost value in their homes, and most have lost much of [...]]]></description>
		<link>http://www.dontbebroke.org/2010/07/01/what-you-may-not-know-about-insurance/</link>
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		<title>Buying a Car? Don&#8217;t Buy a New Car</title>
		<description><![CDATA[I remember when my wife and I bought our first new car. We were so excited. Previously our vehicles had been basically junk &#8211; a rusted out Chevy pickup, a worn out Plymouth Valiant, and a mid 80&#8242;s station wagon that ran poorly and ate starter motors for breakfast. My wife is Chinese and she [...]]]></description>
		<link>http://www.dontbebroke.org/2010/04/15/buying-a-car-dont-buy-a-new-car/</link>
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		<title>Tax Refunds are Nothing to Celebrate</title>
		<description><![CDATA[Are you getting a tax refund this year? If so, are you happy about it? Almost every one I know who is getting a tax refund this year is absolutely thrilled about the money they&#8217;re &#8220;getting&#8221; from the government, while those I know who have to pay aren&#8217;t too thrilled about it. Actually the reactions [...]]]></description>
		<link>http://www.dontbebroke.org/2010/04/15/tax-refunds-are-nothing-to-celebrate/</link>
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		<title>Financial Health can Save Your Marriage</title>
		<description><![CDATA[Many people think that money problems are the leading cause of divorce. If you Google the term &#8220;money problems cause of divorce&#8221; you will see many sites claiming just that. In fact, that&#8217;s what I did when starting to write this post. Most of the arguments in my marriage are over money issues. While looking [...]]]></description>
		<link>http://www.dontbebroke.org/2010/02/10/financial-health-can-save-your-marriage/</link>
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		<title>Ten Dollars a Day</title>
		<description><![CDATA[Ten dollars doesn&#8217;t seem like very much. If you&#8217;re like a lot of people, if you found ten dollars on the street it likely would be spent by the end of the day. If you lost ten dollars, it probably wouldn&#8217;t seem like a huge loss. If you spent ten dollars on something you didn&#8217;t [...]]]></description>
		<link>http://www.dontbebroke.org/2009/12/03/ten-dollars-a-day/</link>
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		<title>Enforcing accountability?</title>
		<description><![CDATA[I got my Discover bill last month, and oops&#8230; $708??? I&#8217;d gotten in trouble the month before for a $1500 bill, even though my purchases were things for my Barracuda, which my wife had agreed I could start fixing up. Well, you can&#8217;t fix up an old car without spending money on it, and she [...]]]></description>
		<link>http://www.dontbebroke.org/2009/05/13/enforcing-accountability/</link>
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		<title>Adding Injury to Insult</title>
		<description><![CDATA[Our card that was canceled last month was one that earned rebate rewards, between 1 and 3%. We used that card a lot, and had earned a little over $200 as of our January statement, which had a little flyer telling us we would receive the rebate coupon with our February statement. We got our [...]]]></description>
		<link>http://www.dontbebroke.org/2009/02/14/adding-injury-to-insult/</link>
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		<title>Freebie Trading for Cash&#8230;?</title>
		<description><![CDATA[Because frugality can only get you so far, I&#8217;m always looking for new income streams. Earlier this week, I came across a short post on (link)Christian Personal Finance on trading freebies to earn extra cash. I like free stuff, and I like the idea of bartering or trading &#8211; one of my favorite books when [...]]]></description>
		<link>http://www.dontbebroke.org/2009/02/05/freebie-trading-for-cash/</link>
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