Paying attention pays off
Last month, I made 3 simple changes to our checking account:
Exchanged our ATM card for a Visa debit card
Signed up for E-Statements
Used the debit card for 12 transactions that we normally would have used cash for
I’m not really a big fan of using debit cards for purchases, because like credit cards, they make it kind [...]
Better than a CD and still FDIC Insured
After reading a really good article on using CD’s to ladder an emergency fund on Blueprint for Financial Prosperity, I decided to check out CD rates. When checking my Credit Union’s web site, I found a deal even better than a CD – they are offering 5.0% APY on checking account balances up to $50,000. [...]
The key to saving money…
Just don’t spend it. A USA Today journalist has done just that – not bought anything for a year. Read the story for details, then ask yourself – could you actually do that? Not buy even one unnecessary thing for yourself? How would you resist the temptation? I don’t think I could do it.
Cheers,
Ken