Looking Forward – Goals for 2009
After a disasterous 2007 (completely my fault), 2008 was a very good year for us financially. 2009 isn’t starting out to look quite as good though. Our biggest challenge will be to maintain our current level of income. My wife works in the casino industry, which is being hit hard by the recession. They are [...]
Yours, Mine, and Ours – Update
Last month I talked about my wife and I dividing our money in to several different accounts (hers, mine, and ours). Since that post, I’ve modified my plan a little. We are keeping one account to pay bills from and one for savings, retirement, etc. Our personal spending money will just be cash, because I [...]
Yours, Mine, and Ours, part 2
In my last post, I talked about the problems caused by a lack of agreement between me and my wife about how much we save and whether personal spending by one requires the approval of the other. When we first started arguing about money, my wife’s solution was to have seperate bank accounts – my [...]
Yours, Mine, and Ours, part 1
My wife and I have a fundamental difference of opinion regarding money. My wife’s opinion is that we should spend as little as possible, saving as much as we can (with a twist – money invested doesn’t count as “savings” in her view), and buying extras only when our savings is built up to a [...]