Yours, Mine, and Ours, part 2
In my last post, I talked about the problems caused by a lack of agreement between me and my wife about how much we save and whether personal spending by one requires the approval of the other. When we first started arguing about money, my wife’s solution was to have seperate bank accounts – my [...]
Yours, Mine, and Ours, part 1
My wife and I have a fundamental difference of opinion regarding money. My wife’s opinion is that we should spend as little as possible, saving as much as we can (with a twist – money invested doesn’t count as “savings” in her view), and buying extras only when our savings is built up to a [...]
Mondays are my worst best days
I used to hate Mondays. After a long weekend of house work, yard work, partying, etc, it was really hard to get in the mood to go to work. Week days were for work, and weekends were for having fun and doing projects around the yard and in the house. The problem was, all the [...]
Having the proper attitude
Getting and staying out of debt, becoming financially stable, and building wealth requires certain attitudes and beliefs. For example, if you believe that life is just a series of random events to be dealt with as best one can, you’ll probably have a hard time getting or staying ahead financially. It’s the same way if [...]
The key to saving money…
Just don’t spend it. A USA Today journalist has done just that – not bought anything for a year. Read the story for details, then ask yourself – could you actually do that? Not buy even one unnecessary thing for yourself? How would you resist the temptation? I don’t think I could do it.
Cheers,
Ken
Little addictions
Today, I found out that I’m addicted to… Taco Bell! The cafeteria food where I work sucks, so I usually drive to Taco Bell for lunch – $6.00 plus about a buck in gas. Today though, my wife had to bring our son to my work to register for some classes, so she brought me [...]
How to get your free credit report (and score)
If you have credit issues, you might find your email in-box filling up with spam from companies either claiming to fix your credit score or give you your credit score for free. In my opinion, companies that charge you to “repair” your credit are for the most part scam artists, but that is the subject [...]